Frequently Asked Questions

Once we receive all required documents and information, loan applications are typically reviewed and processed promptly. Approval and disbursement may be completed within 24–48 hours, subject to satisfactory documentation, credit assessment, verification, and fulfilment of all applicable terms and conditions.

The required documents may vary depending on the type and amount of loan requested. Generally, applicants may be required to provide a valid means of identification, proof of address, recent bank statements, evidence of income or business activity, and relevant business or financial documents. Additional documents or security may be required based on the loan assessment and applicable terms.

Repayment schedules are structured to suit the loan type, amount, purpose, and borrower’s cash flow. Depending on the facility, repayments may be scheduled weekly, monthly, quarterly, or as agreed under the loan terms. Typical loan tenors range from a few months to several years, depending on the product and the borrower’s repayment capacity.

Our loan facilities are available to eligible individuals, entrepreneurs, businesses, and corporate organisations that meet our lending criteria. Applicants must demonstrate a genuine financing need, the capacity to repay, and provide the required documentation for assessment. Specific eligibility requirements may vary depending on the loan product, amount requested, and repayment terms.

Collateral or a guarantor may be required depending on the loan product, amount requested, borrower’s credit profile, and repayment capacity. Some facilities may be available without traditional collateral, subject to our assessment and applicable lending terms. Where required, the acceptable security or guarantor requirements will be clearly communicated before approval.

Yes. Borrowers may repay their loan before the agreed maturity date, subject to the terms and conditions of the facility. Early repayment may help reduce the overall financing cost, where applicable. Customers are advised to contact Tando Premium Capital for their early repayment balance and any applicable charges before making the final payment.

You can start investing with Tando Premium Capital from as little as ₦500,000, depending on the investment product selected. Our investment options are designed to provide flexible opportunities for individuals and businesses to grow their funds while working towards their financial goals. The minimum investment amount, tenure, and applicable returns will be clearly communicated before you commit to an investment.

The return on investment depends on the investment product, amount invested and agreed investment tenure. Tando Premium Capital provides clear investment terms outlining the applicable return, maturity period, and payment structure before you commit. Our investment opportunities are designed to offer competitive returns while supporting sustainable wealth creation.

At Tando Premium Capital, we prioritize the security, transparency, and responsible management of investors’ funds. Every investment is subject to defined terms, documentation, and internal risk-management processes designed to protect investors’ interests. Before investing, you will receive clear information on the investment amount, tenure, expected return, repayment structure, and applicable terms and conditions, so you can make an informed decision with confidence.

No. We believe in complete transparency. Tando Premium Capital does not believe in hidden charges. All applicable fees, charges, interest or other costs associated with a loan or investment will be clearly disclosed and explained before you commit. Customers and investors will have a clear understanding of their financial obligations before entering into an agreement.