Lending Solutions
Consumer and commercial loans for personal needs, working capital, assets and contracts.
Lending with Tando Premium Capital starts as a conversation with our Abeokuta office. There is no online origination portal: you tell us what you need, we review the papers, and terms are agreed in writing before you commit.
This service is for salary earners, personal business managers, registered SMEs, contractors and other eligible clients with a clear use of funds and a realistic way to repay.
Typical work under this service includes:
- Personal facilities for rent, school fees, medical costs and household equipment
- Salary advance against a verifiable income
- Working capital, overdrafts, stock and expansion for businesses
- Asset, contract and invoice facilities where the underlying work can be verified
Published loan products appear below when they are on offer. A withdrawn or unpublished facility is taken off this list. If you do not see a match, send an enquiry — that is not an approval or an offer.
Products
Current offerings
Only published products are listed. Discontinued or withdrawn facilities do not appear here.

Personal Loan
Designed to fill the financial gap needed for personal needs like annual rent, school fees, purchase of assets, medical emergencies, etc.
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Salary Advance
Designed to meet urgent personal needs before salary payment date.
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Asset Finance
Designed to fill the financial gap needed for personal purchase of asset while repayment comes from employment salary and personal business.
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Household Equipment Loan
Designed for home equipment such as television, AC, solar-inverter, generator, fan, furniture, freezer or fridge.
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SME Term Loan
Medium-term financing for expansion, working capital, stock, operations and related investments.
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Business Overdraft
Short-term access to funds to bridge temporary cash-flow gaps.
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Commercial Asset Finance
Finance for income-generating business assets such as vehicles, machinery and equipment.
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Contract Finance
Working capital to execute confirmed contracts before the client pays.
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Invoice Discounting
Immediate cash against genuine, verified outstanding invoices.
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