Terms and Conditions
Effective date: 14 September 2026
These terms govern use of the Tando Premium Capital Limited website. By using the site you agree to them. If you do not agree, do not use the site.
Who we are
Tando Premium Capital Limited is a Nigerian microlending company operating from Abeokuta, Ogun State. Contact details are on the contact page.
What this website is — and is not
This website is for information and to start a conversation. It is not an online origination portal, not a loan offer, not investment advice, and not a commitment to lend, to accept funds, or to provide advisory work.
- A form or “Request a loan” / “Invest with us” button starts an enquiry.
- Approval, pricing, tenor and security are decided after we receive documents and complete our assessment.
- Typical review is 24–48 hours once papers are complete, subject to verification and our terms.
- Any repayment sketch or estimate on this site is an illustration only. It uses figures you type. It is not our rate and not an offer.
Accuracy
We try to keep product descriptions current. Amounts, eligibility, documents and processes can change. If something on a page differs from what we confirm in writing, the written terms prevail.
Your responsibilities
You must send information that is true, complete and yours to share. Do not upload unlawful content, attempt to break into the site, or use the forms to spam. We may ignore or delete abusive submissions.
Intellectual property
The Tando name, logo, layout and copy on this website belong to Tando Premium Capital Limited or our licensors. You may not copy them for another business without our written permission. You may quote a short extract with a link to the original page.
Third-party services
The contact page may embed a Google Map. WhatsApp links open WhatsApp’s service. Those providers have their own terms. We are not responsible for sites we do not control.
Liability
The website is provided as a general information service. To the extent Nigerian law allows, we are not liable for loss arising from reliance on website copy alone, from downtime, or from a decision you take before we have agreed terms in writing. Nothing in these terms excludes liability that cannot be excluded by law.
Privacy
How we handle personal data is described in our privacy notice.
Changes
We may change these terms when the site changes. Continued use after an update means you accept the new terms. The effective date will change when we update this page.
Governing law
These terms are governed by the laws of the Federal Republic of Nigeria. The courts of Ogun State have jurisdiction over disputes arising from use of this website, without limiting any right we have to recover a debt or enforce a facility agreement elsewhere.
Contact
Questions about these terms: info@tandopremiumcapital.com.